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There are times when it makes sense to refinance your mortgage. It's important to have a clear financial objective in mind so that you're able to choose the most appropriate loan. Ultimately, the decision is up to you to decide when it's best to refinance based on your individual financial situation.

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© 2010 Broker Solutions Inc. dba New American Funding. All Rights Reserved. 16808 Armstrong Ave, Suite 215, Irvine, CA 92606. Important Information: This is an FHA program. Please call your local HUD office to verify or visit their web site at this HUD approved link. Current guidelines for FHA Financing can be found in HUD Handbook 4155.1, REV-4, CHG1, paragraphs 1-12. New American Funding is a Direct Endorsement (FHA) Government Lender. This is a FHA program. NMLS #6606

*This 5/1 Adjustable Rate Mortgage (ARM) is based on a $400,000 loan amount and is fixed for the first 60 months. Rates and terms effective 5/22/2011 and subject to change. APR includes 2 points and payments do not include taxes and insurance. Actual rate determined after receipt of a completed application and prior to execution of loan documents. The estimated payment amounts include principal and interest. Payments are based on the initial rate and also take into account initial, subsequent, and lifetime rate caps. This is a variable rate loan and actual payment amounts will vary annually after the fifth year based on changes in the index. Your payment will increase and may increase substantially if interest rates increase. Rates subject to change. Conditions and restrictions apply. Not all applicants will qualify.*30 year fixed - Payment based on First Trust Deed with a 30-year amortization. APR and payment will vary based on the specific terms of the loan selected, verification of information and credit. Rates are subject to change. Conditions and restrictions apply. Not all applicants will qualify.
*30 year fixed - Payment based on First Trust Deed with a 30-year amortization. APR and payment will vary based on the specific terms of the loan selected, verification of information and credit. Rates are subject to change. Conditions and restrictions apply. Not all applicants will qualify.

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